(2) www.gumtree.com has loads of furniture and electrical items from people who just want rid of them cheaply - bargains galore.

(3) www.kelkoo.co.uk and www.pricerunner.co.uk seek out the best price online and in-store on anything from a particular model of TV to the pushchair you want.

(4) www.day-tripper.net offers ferry deals from £20-a-head or Eurotunnel for £49 per car, meaning you can go to France, stock up on cut-price booze and pay up to 50 per cent less for groceries.

(5) www.freecycle.org offer stuff you no longer want and ask for things you need. It's hit and miss whether you can get rid of your old stuff or can find someone getting rid of what you want. No money changes hands.

(6) www.asos.com shows you how to get designer looks at highstreet prices. Just type in your favourite celeb's name and order a lookalike outfit for a fraction of the price.

(7) www.mysupermarket.co.uk compares the country's top supermarkets so you can get the best deal on your shopping.

(8) www.dealscentre.co.uk gives you the best online shopping deals, promotion offers and discount vouchers at companies like Boden, HMV and Dell.

(9) www.searchfreebies.co.uk tells you where you can get free stuff such as a meal out, DVD or phone. It also tells you where to get money off and what shops have clearance sales.

Home and bills

(10) www.uswitch.com helps you switch gas and electricity providers to get a better deal.

(11) www.savewatersavemoney.co.uk offers advice and water saving products for your kitchen and bathroom.

(12) www.cheapest-utility-suppliers.co.uk saves you cash by showing the best prices for utilities, land lines and mobile phones.

(13) www.energysavingtrust.org.uk packed with ways to help you save energy and money in the home.

(14) www.moneynet.co.uk compares mortgages to suit all needs from those buying for the first time to those re-mortgaging, finding it hard to get a mortgage or buying-to-let.

(15) www.allaboutloans.co.uk weighs up all kinds of loans, including those for home improvement.

(16) www.furnituredeal.co.uk and www.discountfurnituredirect.co.uk they buy in bulk and have few overheads so can pass those savings to you with amazing deals.

(17) www.diykitchen.co.uk offers cheap kitchens to DIY enthusiasts at trade prices - and if you find the same kitchen cheaper elsewhere, they'll beat the price by five per cent.

Money and banking

(18) www.entitledto.co.uk checks if you could get extra benefits. Type in details of your personal situation and it'll give you the answer and details of how to claim.

(19) www.moneysavingexpert.com this is the king of economy websites, it'll tell you how to do almost everything to save money. This site could save you thousands!

(20) www.creditsearcher.co.uk compares deals on credit card purchases, balance transfers and rewards to make sure you get the most from your plastic.

 (21) www.financialadvice.co.uk the latest financial news and advice on the best deals in pensions, savings, investing and all money matters.

(22) www.moneymatterstome.co.uk is a practical guide to family finance - how to save, what to do if you're spending too much, how to manage if you're just about to have a baby or suffering a long-term illness.

(23) www.moneysupermarket.com explains how to get the best deals bank accounts, ISAs and loans.

(24) www.webmoney.co.uk finds the best insurance deals for home, life, income or mortgage cover.

(25) www.mylostaccount.org.uk helps you track down money in all kinds of forgotten accounts. For lost pensions, investments, insurance policies and old share certificates, try the Unclaimed Assets Register at www.uar.co.uk

(26) www.adviceguide.org.uk is the place to turn to if you're in debt or having trouble making ends meet. It explains how to work out a budget, negotiate with creditors and consolidate debt.

(27) www.childtrustfund.gov.uk children born on or after September 1, 2002 receive a £250 voucher to start an account when they're 18. This website gives details of how to chose the right account.

Motoring

(28) www.cargiant.co.uk is the world's largest car supermarket and stocks up to 6,000 new and used cars of all makes and models - often much cheaper than dealerships.

(29) www.petrolprices.com gives details of where to fill up for less in your area.

(30) www.gocompare.com will find you the best price on car insurance.

(31) www.breakdowncoveruk.co.uk shows you how to get the best-priced breakdown cover.

(32) www.whatcar.co.uk is bursting with moneysaving motoring information including how much you might lose on a particular model - and where to get the best deal.

Holidays and days out

(33) www.tesco.com swaps clubcard vouchers for days out. Adult entry to Alton Towers is £34 but with your vouchers, sorted in advance via this site, it's £8.50.

(34) www.lastminute.com not only offers great deals on holidays but for days out at top attractions, theatre tickets, spas and restaurant prices, too.

(35) www.halfpricehotels.co.uk is dedicated to finding you the best hotel offers in England, Scotland, Wales and Ireland.

(36) www.cheapflights.co.uk tracks down bargain flights as well as the most competitively priced hotels and car hire.

(37) www.carrentals.co.uk compares all the major car hire companies to get you the best deal.

(38) www.insurance4carhire.co.uk Your car rental agreement leaves you liable for the excess when things go wrong that could leave you hundreds, if not thousands out of pocket. This website covers this for as little as £49 for an annual policy.

(39) www.daysoutuk.com is able to search over 7,000 attractions and 300 discount vouchers for great days out, attractions, theme parks, places to go and fun things to do across the UK and Ireland.

(40) www.travelsupermarket.com is a one-stop-shop for saving money on all aspects of travel.